Privacy Policy

Arth Capital ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and financial advisory services.

1. Information We Collect

We collect information you provide directly to us, including:

• Name, email address, and phone number
• PAN card number (for KYC compliance as required by AMFI)
• Date of birth and residential address
• Financial details relevant to investment planning (income, assets, liabilities)
• Investment preferences and risk profile
• Communication preferences (language, contact method)

2. How We Use Your Information

• To provide mutual fund distribution and financial advisory services
• To process investment instructions and transactions through AMCs
• To send portfolio updates, quarterly reports, and market insights
• To comply with SEBI, AMFI, and other regulatory requirements
• To improve our services and personalise your experience
• To respond to your queries and provide customer support

3. Data Sharing and Disclosure

We share your information only with:

• Asset Management Companies (AMCs): For executing investment transactions in your name
• KYC Registration Agencies (KRA): For KYC verification as mandated by SEBI/AMFI
• BSE/NSE/MFU platforms: For transaction processing
• Regulatory authorities: When required by law, SEBI orders, or AMFI directives

We do NOT sell, rent, or trade your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organisational security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. All sensitive data is transmitted using SSL/TLS encryption. Our systems are hosted on Firebase (Google Cloud), which maintains SOC 2 and ISO 27001 certifications.

5. Data Retention

We retain your personal information for as long as you remain a client and for a period of 5 years thereafter, as required by SEBI and AMFI regulations. You may request deletion of certain information subject to regulatory requirements.

6. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of information (subject to regulatory retention requirements)
• Withdraw consent for non-regulatory communications

To exercise these rights, contact us at capitalarth@gmail.com.

7. Cookies

Our website uses minimal cookies for functionality (session management, login state). We do not use tracking or advertising cookies. You can disable cookies in your browser settings.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a prominent notice on our website. Continued use of our services after changes constitutes acceptance of the updated policy.

9. Contact Us

For privacy-related queries: capitalarth@gmail.com | +91 95893 52662 | Telibandha, Raipur, CG – 492 006